Is Texas Cheaper than California for Homeowners? A Comprehensive Comparison

When it comes to owning a home, Texas is significantly more affordable than California. According to the US Census Bureau, the average cost of a home in the US is 60% cheaper in Texas than in California. This is because the Lone Star State has plenty of vacant land that is relatively inexpensive to build on. Despite the fact that the Commonwealth Fund has ranked Texas' health system as the third worst in the country, businesses are still drawn to the state due to its incentives and are hiring more employees who are looking to buy a home. Texas may have higher sales and property taxes than most states, but when compared to the overall numbers, it still outperforms the competition.

This allows builders to keep up with demand and keeps housing costs low. Let's take a look at the cost of living in California versus Texas and see how they compare.

Cost of Living

The living expenses of every city in California, such as housing costs, food and groceries, healthcare expenses, rent, and transportation costs, are always higher than those in Texas. In addition, California has the highest supplemental poverty rate in the country at 19%, which is 29% higher than in Texas. While larger cities in Texas may have higher monthly rental costs, you can find lower prices outside of the city. When you compare the cost of living in Texas to other states, you can find many advantages.

Retirees often choose to live in Texas due to its no income tax policy and millennials come to buy a home since they can save money for a down payment. The cost of living in Texas is 21.1% cheaper than in California. Food prices in both states are about the same, but on average food in Texas tastes much better and is healthier to consume. In Orange County, California, only 20% of residents could afford an existing single-family home at a medium price despite having above average wage levels.


In conclusion, it's clear that owning a home is much more affordable in Texas than it is in California. Despite having higher sales and property taxes than most states, when compared to overall numbers, Texas still outperforms the competition.

The cost of living is also much lower in Texas than it is in California. For those looking for an affordable place to call home, Texas should be at the top of their list. With its low housing costs and no income tax policy, it's no wonder why so many people are choosing to move there. Whether you're looking for a place to retire or just want to save money on your monthly expenses, Texas is an excellent choice.

Kendra Calandra
Kendra Calandra

Subtly charming travel guru. General coffee fan. Typical social media geek. Evil twitter maven. Professional web lover. Unapologetic food fan.